Estimate the transfer duty to allow for when buying a home or residential land in Queensland. Your result depends on the contract date, property value and each buyer's eligibility, so check the answers before relying on the estimate.
Transfer duty is often called stamp duty. This calculator estimates that purchase cost separately from your loan repayments and other buying expenses.
Rules checked: 15 October 2026. The calculator uses the Queensland Revenue Office's general rates and home concession schedules. It does not issue a tax assessment.
How to use the calculator
- Enter the date you entered, or expect to enter, the contract. Do not substitute your settlement date. If the date is later than the rules checked date, explicitly acknowledge that you want an illustration using those checked rules; future rules may differ.
- Enter the property's dutiable value. For an ordinary purchase, this is generally the higher of the consideration and the unencumbered value, usually market value. If you are unsure, check with your solicitor. QRO: dutiable value - checked 15 October 2026.
- Select an existing home, new home or vacant residential land.
- Add each buyer, their ownership share and the concession they expect to claim. Complete the eligibility checklist rather than assuming every buyer has the same entitlement.
- Review the estimated transfer duty, any additional foreign acquirer duty and the assumptions used. Ask your solicitor to confirm the final amount.
Understand the estimate
The result separates ordinary transfer duty, any applicable additional foreign acquirer duty and the reduction from eligible concessions. It also shows the entered purchase details so you can check the basis of the estimate.
An unresolved eligibility answer or special circumstance needs a separate QRO calculation. It does not mean the duty is zero. Use QRO's calculator guidance to understand the information needed. Checked 15 October 2026.
The estimate excludes legal costs, registration fees, loan costs, inspections, moving costs and any first home owner grant. The grant is a separate scheme with separate eligibility rules. QRO: first home concessions - checked 15 October 2026.
Which concessions can change the result?
Eligible buyers moving into a home may claim the home concession even if they have owned a home before. Eligible first home buyers purchasing an existing home can receive further relief under a stepped schedule, with no first home concession at $800,000 or above. The underlying home concession may still apply. QRO: home concession and first home concession - checked 15 October 2026.
For eligible contracts from 1 May 2025, a first home that qualifies as a new home, or qualifying vacant residential land on which to build a first home, can receive a full transfer duty concession without a value cap. That does not extend relief to unrelated non-residential land or automatically remove AFAD. QRO: new home concession, vacant land concession and AFAD toolkit - checked 15 October 2026.
Keep room in your buying budget
Duty is one part of the cost of buying. Allow separately for legal advice, inspections, insurance, moving and the work the home may need. Compare repayments at different rates as well as the upfront cash required. A calculator result does not confirm that a lender will approve the property or your loan.
Frequently asked questions
Is transfer duty the same as stamp duty?
Stamp duty is the familiar name for transfer duty on a property purchase. This tool estimates Queensland transfer duty using QRO's published schedules. QRO: transfer duty - checked 15 October 2026.
Do first home buyers always pay no duty?
No. The property type, contract date, value and eligibility matter. Existing homes use a different concession from qualifying new homes and vacant residential land. QRO: concession rates - checked 15 October 2026.
Can two buyers claim different concessions?
Yes. QRO recognises mixed claims, such as one buyer claiming first home relief and another claiming the home concession. An ordinary joint purchase can be estimated here using each person's share. More complicated ownership or land use needs a separate calculation. QRO: mixed claims - checked 15 October 2026.
Does intending to move in make me eligible?
There are conditions beyond intention. Existing and new home claims generally require moving in within one year of settlement; first home vacant land claims require building and moving in within two years. Disposal, occupation and letting arrangements can affect entitlement. Check the requirements before signing. QRO: home requirements and vacant land requirements - checked 15 October 2026.
Is foreign buyer duty included?
For a straightforward purchase with confirmed foreign status, the result includes AFAD on the foreign buyer's share. The current rate is 8%, applying from 1 July 2024. Uncertain status, exemptions and special ownership structures need QRO review. QRO: AFAD rates and scope - checked 15 October 2026.
Is this an official assessment or a property valuation?
No. It is a calculation estimate using your answers. QRO administers duty and your solicitor can confirm the transaction. A Poket price estimate, if you obtain one separately, is not a formal valuation.
Check the rest of your buying budget
Estimate your home loan repayments and read the Queensland buying checklist. When you have a property in mind, start a private flood and overland flow check.
Related reading: Finance and building and pest conditions, buying before selling and common home buyer mistakes.
